
What your credit score doesn’t tell a lender, and what your bank statements do
TL;DR: A credit score is a snapshot of your credit history. Your bank statements often carry more weight than your FICO score. Alternative lenders, like
Need working capital without the wait? We help Tempe businesses get fast access to funding—without the hassle.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
We help you stay competitive with flexible financing options that are simple to apply for and quick to deliver.
Use your capital how you want—marketing, payroll, new equipment—you call the shots.
Explore our business financing solutions and connect with funding options in your area.
Traditional financing makes you wait. We don’t.
We’ve helped over 50,000 businesses access more than $2.5 billion in funding. Your business could be next.
Callie and Chellsie had an opportunity to grow—but needed capital quickly to act.
With Credibly, they secured the funds they needed to buy inventory ahead of a major tradeshow. That move brought in new clients and helped their business scale.
That’s what happens when financing works for you.
It’s easy:
We offer both direct and partner-based options:
Need help choosing? Our team will walk you through the best fit.
Most approvals start with:
✔ 6+ months in business
✔ $15K+ in average monthly revenue
✔ A credit score of 500 or higher
Requirements vary by product—but we’ll help you find the right path.

TL;DR: A credit score is a snapshot of your credit history. Your bank statements often carry more weight than your FICO score. Alternative lenders, like

TL;DR: Comparing business lenders and other finance providers starts with putting every offer on the same terms. Compare the total amount you will pay or

Small business loans come in more shapes than most owners expect, and the right one depends entirely on what you need the money for. A
*Some products are made available through Credibly’s network of external funding partners
This website uses cookies to collect and store information about your browsing session. These cookies are used:
1) To optimize your site experience, 2) For analytical purposes, and 3) For advertising purposes. If you'd like to learn more, please visit our Privacy Policy.