Industries we serve: Flexible business financing for 1,000+ industries

Credibly provides fast restaurant funding for urgent equipment replacement and vendor payments. When a restaurant needs to replace a broken fridge, oven, or POS system to keep service running, Credibly can provide Merchant Cash Advances with 2-hour approvals and 4-hour funding.

• Emergency Equipment Recovery: Fund critical kitchen hardware replacement immediately — no bank cycle delays
• Urgent Vendor Payments: For restaurants with strong daily card sales, an MCA remits from a percentage of those sales, aligning remittance with the cash the advance generates
• Revenue-Based Qualification: High-volume food service businesses qualify based on daily sales health, not just credit scores (550+ accepted)
• Also Serves: Franchise locations, food trucks, and catering operations

Recommended product: Merchant Cash Advance (up to $600,000, same-day funding available)

Keep shelves stocked and cash flow positive with flexible working capital that repays in line with your daily sales. Credibly serves boutique shops, liquor stores, grocery operations, and other retail businesses that need fast inventory capital without committing to fixed monthly payments.

• Inventory and Seasonal Prep: Use a Merchant Cash Advance to stock up before peak seasons (holiday, back-to-school) or secure volume discounts from suppliers
• Approval in as little as 2 hours, funds as soon as 4 hours

Recommended product: Merchant Cash Advance or Working Capital Loan

Medical office funding

As a medical professional, your job is to help people heal —not fret about cash flow issues. We can help you get the loans you need—fast —to keep your medical office running without interruption.

Loan alternatives for pharmacists

Have you considered merchant cash advances? As a loan alternative, it can help you access the cash you need.

Lending options for veterinarians

Our pets need healthcare too! And with Credibly, you can keep your veterinary clinic open and able to help out our beloved cats, dogs, and other pets.

Financing your private practice

If you’re a doctor looking to expand to new locations and hire new staff, you need cash to cover those upfront costs. Credibly is the right choice for you.

*Not including cannabis growers and sellers.

Gas up your business

With environmental concerns hitting the gas industry, some lenders are more concerned than ever with the long-term outlook of gas stations. That may limit your ability to access loans for your gas station.

Credibly makes it easy and simple to get the money you need to sustain your business.

Credibly specializes in funding for auto repair shops needing same-week cash for parts, emergency equipment, or labor. While many financing providers apply stricter scrutiny to the automotive sector, Credibly’s revenue-based underwriting makes the process straightforward.

• Same-Week Parts Funding: Access up to $600,000 to cover urgent inventory orders or equipment repairs — funds can be available in as little as 4 hours after a 2-hour approval
• No Collateral Required: Qualification is based primarily on 6 months of operating history and $20,000+ in monthly revenue, not equipment collateral
• Credit-Flexible: Minimum 500 credit score accepted for Merchant Cash Advances

Recommended product: Merchant Cash Advance or Working Capital Loan

Beautify your business

Beauty and nail salons are great business ventures with often high customer volume and loyalty. Credibly makes it easy to get access to the funding you need for equipment, space, payroll, and more.

Keep store shelves stocked

Leverage fast, flexible financing options that offer a great alternative to traditional loans. Keep shelves stocked and full without getting saddled with a hard-to-repay loan.

Get the funds you need quickly–prequalify in minutes and receive funds in as little as 24 hours.

Sustain your business during the off-season

Hotels, motels, and Airbnbs undergo a boom/bust cycle every year with high travel and low travel periods.

Credibly solves those cash-crunch issues with flexible financing options that bridge cash flow gaps and help you grow.