
What your credit score doesn’t tell a lender, and what your bank statements do
TL;DR: A credit score is a snapshot of your credit history. Your bank statements often carry more weight than your FICO score. Alternative lenders, like
We help Seattle businesses secure capital without the long waits or complicated paperwork.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
We provide financing options that move as fast as your goals.
Use it to hire, restock, upgrade, or expand—how you use it is up to you.
Explore our business financing solutions and connect with funding options in your area.
You’ve got enough to juggle. We’re here to simplify your access to capital.
With over $2.5 billion funded and 50,000+ businesses supported nationwide, we know what it takes to keep you moving.
When B.A.B.E Wholesale Co. needed capital to prep for a major trade show, they didn’t wait on a traditional lender. They turned to Credibly for a quick financing solution.
The result? Fast approval, funds in hand, and new customers gained. That’s the kind of momentum we bring.
It’s fast and easy:
Credibly can help you secure:
We’ll help you compare and choose the right one for your goals.
To get started, you’ll typically need:
✔ 6+ months in business
✔ A 500+ credit score
✔ $15,000 or more in monthly revenue
Requirements can vary based on the type of financing—we’ll help you figure it out.

TL;DR: A credit score is a snapshot of your credit history. Your bank statements often carry more weight than your FICO score. Alternative lenders, like

TL;DR: Comparing business lenders and other finance providers starts with putting every offer on the same terms. Compare the total amount you will pay or

Small business loans come in more shapes than most owners expect, and the right one depends entirely on what you need the money for. A
*Some products are made available through Credibly’s network of external funding partners
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