
Why choose a direct business lender?
When you need financing for your business, the company you choose to work with matters. A direct business lender can provide a more straightforward path
Need fast access to working capital? We help you secure the funding you need—fast.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Business owners across Philadelphia trust Credibly for straightforward financing without the wait.
From payroll to equipment, you decide where the funds go. We make sure they get to you fast.
Explore our business financing solutions and connect with funding options in your area.
Traditional financing can be slow. We take a different route.
We’ve delivered over $2.5 billion in working capital to more than 50,000 businesses. Yours could be next.
Callie and Chellsie needed fast funding before a major tradeshow. Working with Credibly, they got the capital they needed without the delays—and turned that opportunity into a major win for their business.
Quick financing. Clear next steps. That’s how you grow on your terms.
Start with our short online application—it only takes a few minutes.
Once submitted, we’ll review your info and match you with the right financing solution.
Some businesses even receive instant offers and can complete their funding online.
If approved, your funds may be available in just 4 hours.
We can help you get:
Not sure what’s right for you? Our team will guide you through it.
While requirements vary by product, here’s what we typically look for:
✔ At least 6 months in business
✔ $15,000+ in average monthly revenue
✔ A credit score of 500 or above
We’ll work with you to determine the best path forward.

When you need financing for your business, the company you choose to work with matters. A direct business lender can provide a more straightforward path

When expenses and revenue don’t align, many businesses use short-term financing to bridge the gap. In many cases, a business line of credit can offer

Waiting on customers to pay invoices can create cash flow challenges. You may have completed the work or delivered the product, but payment may not
*Some products are made available through Credibly’s network of external funding partners
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