Approval in as fast as 2 hours

Apply for business financing up to $600,000

Find out how much you qualify for. Applying will not hurt your credit score.

Do you meet the requirements?

In general you will need:

Four simple steps to business financing

Explore your options without damaging your credit score

Apply online

Fill out the form above to get the process started.

Gather required documents

We require certain documents from you in the approval process. Be ready with 3-4 months of business bank statements and a government-issued ID to start.

Approval in as little as 2 hours

Your loan application will be reviewed and you can get approved in as fast as 2 hours.

Receive same-day funding

If approved, your funds can transferred to your bank account as soon as the same business day.

Small business financing FAQs

Credibly is a small business financing provider that helps businesses get the capital they need and partners with them for what comes next.

We offer a range of financing options for small businesses, including working capital loans, merchant cash advances, equipment financing, long-term loans, business lines of credit, and SBA loans.

Some products are made available through the Credibly network of external funding partners. Eligibility requirements for partner products may differ from those for products provided directly by Credibly.

Credibly works with small and medium-sized businesses to connect them with much-needed capital. Credibly combines data science with a human touch, and we work directly with you to get the best company loans or financing for your unique needs, so you can focus on your products and services.

Wondering “how do I get a business loan”? Take ten minutes to pre-qualify for small business loans online and we will respond with the best funding options for you. Depending on your application, you may be eligible for online checkout so you can review your contract and checkout securely and in your own timing.

You can get funds in your bank account in as little as 4 hours.

Pre-qualify Now

Credibly is a direct lender of working capital loans and merchant cash advances. Through our partners, we offer SBA loans, business lines of credit, equipment financing, long-term loans, and invoice factoring.

Our financing experts can help you:

Review the available financing and loans for small business owners
Determine which loan or financing is right for you
Complete the application for a business loan and financing

The eligibility requirements for small business loans and financing depend on which one you’ve selected and are based on a business owner’s specific credit history and creditworthiness.

Generally, you need to have:

Six months or more time in business
Credit score of over 600, and
Average monthly revenue of $20,000+ ($240,000+ in annual revenue).*

Specific requirements will vary.

*$20K+ avg. deposits for a three-month average and the most recent month. Rates, pricing, requirements, and other terms and conditions are subject to change without notice.